• Carl Brackens

October 2022 HomewardBound Newsletter

Updated: Oct 2




Bet your "Autumn" dollar a change is coming, seasonal change that is. Autumn, also known as fall, is the season of change, which means fall foliage will show off its beautiful colors.


For some, fall signals the return of our favorite seasonal drink, pumpkin spice latte. For children, it's the anticipation of Halloween candy and picking out their costumes. It may also be the anticipation attending a festival with a hayride and corn maze. Then, for those of us that enjoy the simple pleasures like watching all of the fall colors change as the leaves fall from the trees indicating a new season is just around the corner.


Many love this time of year for the cooler weather. Some of us don't like the darkness in the early evening. Like it or not, things are changing. Many homeowners are asking: Will mortgage rates keep changing? Should I refinance my home to add an ADU? Should I sell and purchase a new home?


If your current home no longer meets your needs, it may be the perfect time to make a move. Homeowners have gained a significant amount of wealth through equity. You can leverage that equity to power your move.


Experts forecast interest rates will moderate. Selma Hepp, deputy chief economist at Corelogic says:


“Borrowers should be in a better position to get a more favorable rate than in June. Also, borrowers have increasingly turned to adjustable-rate mortgages which provide some relief with monthly mortgage expenditures. Borrowers in a position to do so could help lower their rates by coming up with larger down payments.”

If you or someone you know is looking to make a move, give us a call.

AND remember… YOUR referrals help the Kids.


My heart breaks for many young people and families who will not be able to enjoy this fun time of the year.


As you know, tragedy falls on many in this life. Tragedies like sickness, cancers and other nasty diseases. We aim to do what we can to help kids who are unable to get out and have fun right now, due to health problems.


We are still on a mission to raise money for Children’s Hospital of Los Angeles. We do this by donating to them a portion of our income from homes we refinance. As you know Children’s Hospital of Los Angeles does great work in helping kids fight through and survive nasty diseases like cancer, Non-Hodgkin’s lymphoma, leukemia and others.


So, YOUR REFERRALS REALLY DO HELP THE KIDS…


Children’s Hospital of Los Angeles is Making a Difference Today and for Tomorrow


Who do you know considering buying or refinancing a home you could refer to my real estate sales team?


As the areas leading non-profit, they depend on sponsorships and donations to continue their leading-edge care and keep family’s expenses to a minimum.


YOUR REFERRALS REALLY DO HELP THE KIDS…


Anyone you know considering refinancing, buying or selling a home please refer them on over to my real estate sales team. Not only will they benefit from our award-winning service, but a very worthy cause will benefit as well. Simply call me direct at 310-877-3612 or forward my number on.


As you will see throughout this month’s homeward bound, pictures are worth more than words. Whether it's the smiling faces of beautiful young people gaining a chance at long life, or the determined faces of our great company people working to help, we are committed to the mission of Here To Serve Big!!!


Carl D. Brackens


P.S. It is easy to refer those you know considering buying or refinancing a home.

Just call me at 310-877-3612.

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